![]() ![]() Insurers need this information to determine how much of a risk you are to insure-that is, how likely you are to die prematurely. Most importantly, the insurer will need plenty of details about your health, the prescription drugs you take and even your family’s medical history (parents and siblings). It will want to know your occupation, your smoking habits and whether you have any risky hobbies. ![]() ![]() It will want to know the basics, such as your age and sex. When you apply for a life insurance policy, the insurance company will gather information about you-a lot of information.
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